Powerful Credit Risk Management System
A single loan origination solution that brings real results for bank teams. Trusted by leading organizations across the globe, CreditQuest provides commercial and retail loan origination, risk ratings, advanced analysis, underwriting, documentation, executive reporting, and portfolio management with a focus on the customer relationship.
80%
Reduction in TAT
Reduced turnaround time to originate and process a loan
70%
Higher productivity
With standardized workflow, accurate data, collaboration, and 360° degree view
80%
Growth in credit portfolio
Real result measured at a CreditQuest client.
50%
Gain in cost savings
Increased operational efficiency and improved profitability
Key Solution Modules at a Glance
Fully-featured, out-of-the-box, configurable to commercial, retail, SME lending
Credit Manager
- Workflow
- Credit policy
- Document management
- Memos & relationship management
Financial Analyzer
- Financial statements spreading (ratio)
- Peer group analysis
- Financial covenants tracking
- Financial projections
Rating Manager
- Obligor & facility rating (LGD, PD)
- Wide range of rating models
Portfolio Manager
- Portfolio performance
- Concentration analysis
- Exposure analysis
- Volume analysis
Mobile App
- For staff and self-origination by customers
- Integrates with DigiWave Platform
- Paperless onboarding
- Offline & online operations
Supercharge the Full Credit Risk Management Lifecycle
Digital Compass for Lenders
Are your credit operations future-proof? Test your digital maturity to see how your level of automation compares to competitors. Discover new growth opportunities with real-time tips to improve your lending business.
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Blog
Banks Can Leverage Technology to Rebuild a Healthy Credit Portfolio
The defining issue in the success of a bank is the quality of its loans. Covid-19 has torn through institutional loan books, driving up the proportion of loans where repayments are suspended and banks are earning far less from their existing lending.
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Blog
7 Lessons For Choosing The Best Loan Origination System
Key LOS features that help credit teams make faster and better credit decisions while delivering an outstanding borrowing experience.
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News
Allianz Bank Digitalizes Business Lending Processes in Partnership with Software Group
Allianz Bank Bulgaria in partnership with Software Group has launched a project for implementation of a complete software solution for loan application and credit risk management - CreditQuest.
Improve Portfolio Growth, Credit Quality & TAT
Optimize and digitize the whole credit process and exceed targets
Streamline Credit Operations
Automate routine tasks and reduce paperwork with a streamlined workflow. Use out-of-the-box capabilities - risk rating models, collateral management, automated credit memos, compliance with covenants, and more.
Control & Manage Risk
Control credit risk at the point of origination, upon individual account review, and at the portfolio level. Enforce the Bank's credit policy and empower teams to make data-driven decisions that mitigate risk.
Grow Portfolio & Revenue per Customer
Achieve double-digit growth in cumulative customer lifetime value. Improve customer service with a unified view of customer financial data and documents.
Leverage a Single Platform
A single platform for all your business lines: SME, commercial, corporate, retail loans. Easily integrated with core banking systems.
CreditQuest Solution Overview
The complete loan origination solution by Software Group enables relationship managers, credit analysts, credit committees and senior executives make profitable credit decisions faster, achieving double-digit growth through a single platform.
Master Loan Origination Challenges with Real Results
Credit Risk Management
Enforce Credit Policy
Mitigate credit & operational risk
Optimize manual, paper processes & reducing operational costs
Business Growth
Reduce time to approval
Improve customer experience & retention
Win market share and compete with alternative lending providers
Portfolio Management
Improve portfolio management reporting
Enhance data quality and insights
Optimize the portfolio, avoid over-exposure
Clients Growing Their Lending Business with CreditQuest
Ready to take your lending strategy to the next level?