Launch Your Digital Bank of the Future - Today
Meet customer needs for ultimate convenience and impeccable digital service, without the restriction of legacy systems. Revolutionize your market with a fully digital bank that taps into new segments and delivers customer value, cost-efficiency, and enticing returns.
For Traditional Banks
REACH NEW MARKETS
Grow your footprint at a lower cost & risk. Capture previously hard-to-enter markets among millennials, Gen Z, the unbanked, MSMEs.
ESCAPE LEGACY INFRASTRUCTURE
Build a fully digital & customer-centric offering without the restriction of brick-and-mortar or legacy systems.
COMPETE WITH CHALLENGERS
Respond to fintech competition by being flexible, fast, and ready to orchestrate a rich ecosystem of value-add services.
For Challenger Banks
BRING VALUE TO MARKET FAST
Launch smoothly and meet the expectations of investors, regulators, and customers to ensure quick ROI.
ENABLE EXPONENTIAL CUSTOMER GROWTH
Onboard and engage customers through unique experiences across channels. Bring new products to market quickly.
INNOVATE RAPIDLY AND STAY AGILE
Quickly scale your digital ecosystem and embed relevant personalized services like instant loans, BNPL, remittance, and more.
Power Your Winning Digital Bank Strategy with DigiWave
You've got the vision, we give you the platform technology and the digital banking expertise to achieve it.
1. Take Off with Flexibility & Speed
LAUNCH FAST WITH READY DIGITAL BANKING CAPABILITIES
Reduce time to market and start with the right MVP for your customers, be it a digital account with a card tied to it, digital payments to incentivize use, or else. You decide.
BENEFIT FROM OUR EXPERTISE & GUIDANCE
We walk together in defining your business model & its monetization, complying with regulations, and phasing out the scope to deliver with the least complexity and risk. Domain expertise backed by 500+ banking projects in 70+ countries.
START WITH OR WITHOUT A CORE BANKING SYSTEM
Leverage our pre-integrations to connect to any third-party CBS. Or avoid costs and go to market fast by using DigiWave's account ledger to open current accounts without the immediate need for a CBS.
Stand Out with Exceptional UX/UI
Differentiate by relying on our Design team’s expertise in creating unique digital banking journeys.
We speak mobile-first and help you deliver the most customer value through digital.
- Design team of seasoned UX/UI professionals
- 70+ years of total design experience
- 40+ total years crafting fintech-like & banking experiences, meeting the needs of both banks and their end customers.
2. Expand with the Platform Advantage
Your neo-bank app engages customers, but the backend platform and its ecosystem capabilities secure your future. Get all the ingredients for a successful digital bank strategy with the comprehensive, end-to-end DigiWave Digital Banking Platform.
Extensibility with a breadth of offerings
Bring new products to market quickly. Extend DigiWave's flexible capabilities to enrich your offering and speed up growth.
Enterprise integration framework and open APIs
Integrate to any internal or external system, and third-party solutions like biometrics, tokenization, credit scoring, etc.
Back office automation
Minimize costs for customer acquisition, origination & servicing with automated, smart processes for your employees.
Compliance, risk management & security
Control and manage risk. Integrate any regulation requirement. Rely on enterprise-grade built-in system resilience and security.
Open, modular architecture
Allow for agile innovation - make quick changes in products, services, related processes, and actors.
Multi-tenancy, scalability
Handle a large number of transactions and customers with ease. Support a number of subsidiaries with one platform.
Build the Roadmap for Your Neobank
Leverage DigiWave’s 100+ configurable digital banking capabilities across onboarding, origination, payments, banking, and open finance to fulfill your roadmap.
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The Digital Bank/Neobank Platform at a Glance
Is a platform vision at the heart of your business strategy? Then DigiWave is the right choice for your Digital Bank. Deliver against your digital roadmap with fast time to market, continuous innovation, and scale.
Go from a Digital Bank to a Financial Super App
Be the orchestrator of your ecosystem - and your future. Become the go-to app for consumer finances & life. Integrate value-add services from payments, insurance, lending, travel, health, retail, entertainment, government. Aggregate bank accounts & initiate payments from third parties. Own the customer interface & data to easily up-&-cross-sell.
DigiWave Supports Your Ecosystem Beyond Banking
Open up to ecosystem partners to monetize open banking, embedded finance, and BaaS. Unlock new business models and profitable revenue streams across both B2B & B2C.
OPEN APIs & DEVELOPER PORTAL
Allow ecosystem partners to self-onboard with ease, connect to your APIs, and embed products & services.
MERCHANT MANAGEMENT & MARKETPLACE
Manage merchants and support their various payment acceptance methods out of the box.
AGENT BANKING & FIELD BANKING
Complement your digital bank proposition with light physical infrastructure through agency banking.
Empowering the Innovators
